First Financial membership is open to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties. *$5 in a base savings account is your membership deposit and is required to remain in your base savings account at all times to be a member in good standing. All credit unions require a membership deposit. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the Bronze Tier. Click here to view full Rewards First program details, and here to view the Tier Level Comparison Chart. Accounts for children age 13 and under are excluded from this program.

Terms and Conditions

Nancy Sanchez
Assistant Vice President of Member Services


Nancy Sanchez brings over 20 years of banking experience to First Financial. Prior to being hired at First Financial in 2005, Sanchez began her banking career at Emigrant Savings Bank in New York in 1989 - where she started as a teller and over the course of 16 years worked her way up to Operations Manager. She began her career at First Financial as a Senior MSO in the Freehold and Middletown branches, worked in the Contact Center and Loan Department, and was then promoted to Assistant Branch Manager of the Freehold Branch and Branch Manager of both the Howell and Neptune Branches.

Sanchez will now be responsible for the overall management, revenue generation, operational soundness, customer service, sales and service initiatives, and employee development in her new position as Assistant Vice President of Member Services.

Sanchez studied at the John Jay College of Criminal Justice in New York City, is married to husband Antonio, and has 3 children.

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